Bergen Medical

Insurance

Advocare participates with most major insurance plans. As participation varies by region, specialty, and physician, we recommend that you contact either our office or your insurance company representative to verify that your insurance plan is accepted.

In recent years, health insurance has dramatically changed and has become increasingly complicated for patients and physicians alike. We recommend that you familiarize yourself with your insurance benefits.

Our office makes every reasonable attempt to work with both the insurance company and the patient. We are happy to assist you, for example, in completing forms so that you may be reimbursed for any funds to which you are entitled.

Although we have agreed to serve as providers for many insurance plans, the terms of the policies vary, even within a particular insurance program. It is, therefore, absolutely necessary that you understand exactly what your insurance covers and especially the requirements specific to your policy (office co-pays, deductibles, eligible hospitals, referrals to specialists, emergency care, etc.)

Please have your card with you at the time of your visit. If we file your claim, you are responsible for only the co-pay at the time of visit. If we are not a provider for your insurance, if you are not insured or we do not file with your insurance company, you may be responsible for the entire charge at the time of service.
Here is the list of insurances that we are participating with;

Aetna
Aetna Better Health NJ
Amerigroup
Amerihealth
CHN (Consumer Health Network)
Cigna
Clover
Devon
GHI/Emblem
Horizon Blue Cross Blue Shield NJ
Humana Military
IBC/Keston Health Plan East/Personal Choice
Intergroup
Magnacare
Medicare-NJ
OWCO/DOL
Oxford
Qualcare
RR Medicare
United Healthcare
USFHP (US Family Health Plan)


For information on how to obtain insurance coverage for you and/or your family, please visit www.healthcare.gov.